How people analytics is handled by largest hedge fund in the world ?

Bridgewater Associates is largest Hedge Fund in world , founded by Ray Dalio in 1975 . It manages assets over 150 Billon USD largest amongst any Financial Institution or Hedge funds.

The DOTS project

  • Project by Bridgewater Associates used internally , built an iPad App.
  • Based on radical truth and radical transparency.
  • Mainly focussed on People Analytics.
  • Not available on any Play store .

What is does ?

  • If any meeting , discussion happens you can rate or give feedback about each other (regardless of your position in company ) on values such as (whether he was open minded or assertive ) .
  • It can be seen by every person with there scores on each values .
  • We can visualize this as a matrix or table in which rows are employees and columns are leadership team.

Image source : qz

What are the benefits ?

  • Helps us to identify whether we should give responsibility to a person or not ?
  • Spreds radical transparency and truth.



e-SIM : Future of SIM , no more actual SIM card required

What is an e-SIM ?

  • Embeded SIM card
  • No more physical SIM card or slot required in a phone.
  • Information on e-SIM is re-writable.
  • You can change the network operator with just a simple phone call.
  • Allows consumers to store multiple operator profiles on a device simultaneously, and switch between them remotely, though only one can be used at a time

Advantages of e-SIM

  • Have the potential to eliminate roaming charges.
  • Frees up space for new features or additional battery life .
  • We can use SIM card slots for other features as no more SIM slots required for e-SIM

Which Cellular networks are currently supporting e-SIM feature ?

  • United States : AT&T, T-Mobile and Verizon Wireless
  • UK : Vodafone
  • India : Relience Jio & Airtel (Support begin in 2019 for Apple iPhone XS & XS Max models ).

How to use or activate in iPhone XS & XS Max ?

  1. Choose network plan (In Settings )
  2. Scan QR code provided by your network operator.

Devices supported

Apple has rolled out support form e-SIM for Watch Series 3 also now it supports Watch Series 4 . Phones such as
Apple iphone XS, XS Max & Pixel 2 currently supports .


Image source : hologram



All you need to know about Google’s Titan security key

  • Titan Security Keys are phishing-resistant two-factor authentication (2FA) devices that help protect high-value users such as IT admins.
  • Titan Security Keys work with popular browsers and a growing ecosystem of services that support FIDO standards.
  • They are built with a hardware chip that includes firmware engineered by Google to verify the integrity of the key.
  • Titan Security Keys are available on the Google Store and through your Google Cloud representative.
  • You can buy for $50 at Google Storecurrently not available for Indian market .
  • Comes with 2 devices , 1 for key can be used as USB and other Bluetooth device for mobile 2FA .
  • It can also be used 2FA for other services that supports FIDO standrads.
  • To use or enable 2FA for your Gmail account click here.

For more information click here.

Source : Google 



AI tech can clone your voice , here is how

Lyrebird is a AI technology that can create the most realistic artificial voices in the world . You need to login / Signup to applicaiton and record your voice samples thats it . It will speak the word you havent said , you just need to type what you want to listen . Here is detail coverage Bloomberg about Lyrebird’s AI technology .

Lyrebird has mimic the voice samples of POTUS Donald Trump , here is it


What is Bakkt ?

It is a Bitcoin or Cryptocurrency venture by New York Stock Exchange owner , brain child of Kelly Loeffler . Intercontinental Exchange, which owns NYSE, said it’s creating a new company called Bakkt that aims to ‘create an open and regulated, global ecosystem for cryptocurrency

  • Its Bitcoin & other cyrptocurrencies exchange platform .
  • It will convert Bitcoin and other cryptocurrencies into U.S Dollars.
  • New York Stock Exchange and other global marketplaces announced new company called Bakkt
  • Aims to transform Bitcoin into a trusted global currency with broad usage.
  •  Intercontinental exchange teaming with Microsoft , BCG and Starbucks .
  • Bakkt is designed to serve as a scalable on-ramp for institutional, merchant, and consumer participation in digital assets by promoting greater efficiency, security, and utility,” said Kelly Loeffler, the chief executive officer of Bakkt .
  •  Starbucks is partnering with Microsoft to bring up Bitcoin to Coffee chain – “buy, sell, store and spend digital assets.”

Image source : CNN Money



Have you heard of ICO , here are the interesting facts about ICO

  • ICO means initial coin offering , they are not regulated by any Government.
  • 6.6 billion raised in 1st Q of 2018 , 217 ICO sales
  • In ICOs your money is invested in Cryptocurrencies. During ICO 2 types of tokens you can buy
    1. Utility : Goods and services offered by Company
    2. Security : Safer
  • Company will create a digital tokens and sell it to investors , they can keep them or use it for trade.
  • Increase over 64% as compared to last Q of 2017.
  • Ethereum is most successful ICO of all time & worlds 2nd largest cryptocurrency.
  • Telegram raise 1.2 billion over ICO for which blockchain platform is yet to be build.
  • U.S with most ICO projects worth over $1B and followed by Russia with $310
  • According to study 80% of ICO’s are scams .
  • Average S&P returns are 10% & if invested in ICO’S returns are 13.2x on initial investment.
  • Singapore has launched ICO guidelines , China banned it & U.S SEC launched cyberunit to investiagate.
  • Celebrities have increasingly been promoting ICO’s which is drawing a lot of unwanted attention .

image source : Forbes



Batteries will replace Solar power technology soon , lets find out ?

Batteries will replace Solar power technology soon , lets find out ?

– Currenly in U.S electricity is generated by either Wind mills but when wind goes down its generated by natural gas.
– As we go on building more solar panels the cost of making will get cheaper the price is reduced to 20%
as compared to last decade.
– Batteries are expensive , they are useful where Solar power less state like Hawaii .
– The Tesla Gigafactory 1 is a lithium-ion battery factory under construction, primarily for Tesla, Inc., at the Tahoe Reno Industrial Center (TRIC) in Storey County (near the community of Clark, Nevada, United States).
– The factory started limited production of Powerwalls and Powerpacks in the first quarter of 2016 using battery cells produced elsewhere, and began mass production of cells in January 2017. Nevada Governor Brian Sandoval estimated that Nevada would enjoy $100 billion in economic benefit over two decades from the construction and operation of this factory.[8] The grand opening event was held on July 29, 2016.
– Research says as of now only 1/10 th of worlds power is produced by battery and next couple of decades it will make only 3%.
– All major players such as Samsung , LG investing huge amount in battery powers etc.


What are the steps involved in Machine Learning ?

Easy ways to start and to know about Machine Learning ,

Let see example below to visualize how above steps in action ,
Suppose we want to determine difference between Wine and Beer. How do we differensiate in terms of Color or Alcohol percentage ? . We need to have a data from different glassess of Beer and Wine .

Prepare a data in table format or graph in terms of color , % of Alcohol and Beer or Wine. Need to a choose a model as there different models created by Data scientists for Text, Speech , Images , colors and sequences. Then it comes a Traning which is most important part of ML. By Choosing a model we are able to differensiate between Beer and wine rather than depends of human judgement.

For training we have equation
y (output) = m (slope) * x (input) + b (Y-intercept)
weights = [m1,1 m1,2]
biases = [b1,1 b1,2]
Model is nothing but random values of matrix [W,b]
Training data -> Model [W,b] -> Prediction -> Test &Update W,b = Repetitive process

Actual steps of ML
1. Gathering Data
2. Preparing that Data
3. Choosing a Model
4. Training
5. Evolution
6. Hyperparameter Tuning
7. Prediction

Appplications of Machine learning 

1.Detecting cancer,
2. Self driving cards
3. Detecting escalators in need of repair
4. Diabetic Retinopathy

Market size
It will rech $8.81 Billion by 2022 as per reports published by MarketsandMarkets

Want to get your hands dirty in ML use this API ,
TesorFlow is an open source software library for Machine Intelligence. Here is to play around API.


Image source: webtrends



What Business Leaders thinks about Machine or Automation replacing our jobs ?

Half of U.S. jobs will potentially be replaced by robots and automated technology in the next 10 to 20 years, according to a 2013 study by Oxford University.A lot of Business leaders expressed their thoughts on Automating job that we do today. Let’s see their views on this.

Bill Gates (Billionaire and co-founder of the Microsoft Corporation) : In an interview with Fourtune Bill Gates anticipates that robots will replace number of workers over next 20 years. By taxing the robots it will slow down the pace of automation. Automation will lead to more job losses in warehouse operations ,truck driving and manifacturing but overall impact will lead to increase in employment.

Jack Ma : Predicts next 30 years will be really painful if we not invest wisely in terms of technology and innovation. He told at CNBC interview ‘In next 30 years , people will work only 4 hours a day probably 4 days a week’. People will travel more , as of now we in lifetime visits 30 places but that number will go as high as 300.

Elon musk (He is the founder, CEO, and CTO of SpaceX; a co-founder,Series A investor, CEO, and product architect of Tesla Inc.; co-chairman of OpenAI; and founder and CEO of Neuralink. Musk is also a co-founder and former chairman of SolarCity, co-founder of Zip2, and founder of : In an interview with CNBC , he said “I think that there’s a pretty good chance we end up with a universal basic income, or something like that, due to automation,” . Universal basic income its concept where all citizens will receive small regular stipend to cover basic housing and food needs etc.

Warren Buffet (CEO and chairman of Berkshire Hathaway) : ‘IF ONE PERSON COULD PUSH A BUTTON AND TURN OUT EVERYTHING WE TURN OUT NOW, IS THAT GOOD FOR THE WORLD OR BAD FOR THE WORLD?’. He explains example of farms about 80% people working on farm will reduce to 2-3%. With fewer people needed to work on farms, more are able to pursue other skills and vocations. Buffet says he is optimistic about future and will lead to more innovation in terms of technology.

Image source : Techcrunch



You should buy Bitcoin or Beware of it ?

Should you Buy Bitcoins or not , lets find out. This are the quick thoughts from Cryptocurrency experts and on BloombergQuint session Bitcoin: Buy Or Beware.

1. 1800 bitcoins generated everyday approx.
2. Million machines were deployed on bitcoin network currently own by single or multiple people & located at various parts of the world.
3. China has majority share in Bitcoin mining.
4. Value of Gold globally is about $8 trillion and that of Bitcoin is $274 billion . If we see for next 20 or 10 years dont know if exists the Bitcoin or might it will reach trillion dollar .
5. More number of participation on Bitcoin network will increase value of Bitcoin.
6. Cryptocurrency biggest technological shift since Internet evolution.
7. Expect 5 tp 10x return over next 6-18 months.
8. Invest what you can afford to loose.

There are around 40 Bitcoin exchanges globally , here is full list of it.

Bitcoin as of today worth :

1 Bitcoin : $16,532.70

Bitcoin market capitalization  : $275 billion

Image source: techcrunch

Here is full video of BloombergQuint session on Bitcoin : Buy or Beware ,



How actually the Bitcoin transaction works ?

Bitcoin as of today ,

1 Bitcoin equals 9,27,302.96 INR /  14,373.00 USD

  • Bitcoin is decentralized digital cryptocurrency.
  • Its invented by Satoshi Nakamoto & released in 2009.
  • It works on the Blockchain (Blockchain is nothing but ledger which records and maintains transactions).
  • Bitcoin uses peer-to-peer technology to operate with no central authority or banks.
  • Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and everyone can take part.
  • Bitcoin allows exciting uses that could not be covered by any previous payment system.

For more information about Bitcoin click here.

Now lets see below infographic that shows how Bitcoin transaction works ?


All you need to knowbout 16.10.17 launch event of Tesla’s Semi Truck

Elon musk unveiled the Tesla Semi Truck at event on 16.10.17. It will first electric truck ever will be called semi trailer truck in U.s) . Musk called it as ‘hardcore smack-down to gasoline car’. Now lets look at the features and productions date.
1. Production will start in 2019
2. Reservation starts at $5000
3. 500 mile range
4. Single charge it will go upto 1,000 km.
5. Cost about $200,000 (Average truck cost $120,000)
6. It can tow 80,000 lbs
7. Enhance autopilot feature
8. Automated emergency breaking, lane keeping , lane departure warning.

Here is the preview of Semi Truck,




What is the difference between Bitcoin and blockchain?

What is Blockchain ?
A blockchain can serve as “an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way.”[8][not in citation given (See discussion.)] For use as a distributed ledger, a blockchain is typically managed by a peer-to-peer network collectively adhering to a protocol for validating new blocks. Once recorded, the data in any given block cannot be altered retroactively without the alteration of all subsequent blocks, which needs a collusion of the network majority.

Bitcoin is a worldwide cryptocurrency and digital payment system called the first decentralized digital currency, as the system works without a central repository or single administrator.
It was invented by an unknown person or group of people under the name Satoshi Nakamoto and released as open-source software in 2009.The system is peer-to-peer, and transactions take place between users directly, without an intermediary.These transactions are verified by network nodes and recorded in a public distributed ledger called a blockchain.

Lets watch video to understand it better ,


Now trees can charge your phone and provide free Wi-fi connection

These palm trees in Dubai can charge your smartphone powered by solar panels and provide free internet connectivity. The charging is faster than traditional outlets. During the day it consumes solar energy and light up in dark. There are 50 such palm tress present in Dubai .Some of its key specifications ,

1. It can charge 2.5x times faster.
2. It lights up in dark.
3. has 360 degree camera for security

For more information visit official website here.

Watch this video for quick introduction & application usage.


Jack Ma talks about ecommerce , AI , Machine learning at Gateway Keynote

Jack Ma

Richest person in China , 2017 

Founder and executive chairman of Alibaba Group

Net Worth :  39.1 billion USD

Source : Wikipedia

Here are some of key highlights of keynote speech ,

  • Today its an era of Data Technology not Information Technology
  • Currently around 800 million people shop online , next 20 years 3 billion people will switch to e-commerce
  • In next 20 years 60% people will shop onlineOn singles day Alibaba sold  $18 billion USD
  • If it is a challenge for big company then its an opportunity for small business
  • Service and tourism industry will create lot of jobs.
  • Due to  AI manufacturing industry will get affected.
  • Every small business must be globalize , future will be consumer 2 business (C2B)
  • China delivers over 80 millon packages a dayToday
  • China has 300 million middle class which is almost equal to US entire popullation

Watch here full speech of Jack Ma ,